The History of Panama City Construction & Architecture
- Austin Jones
- Oct 21
- 2 min read

The History of Panama City Construction & Architecture
The story of Panama City construction begins long before the city incorporated in 1909. It starts with the earliest recorded native inhabitants, the land’s transformation by railroads, industrialization, and tourism.
Some of the largest shell mounds from Native American's were found here in Panama City. The Muskogean people were composed of various tribes along St Andrews Bay, Santa Rosa Beach, into Destin and Fort Walton Beach. But they constructed strong permanent wooden homes. Shell mounds that extended far out into the water, primitive but efficient piers. Many of these shell mounds are still visible in St Andrews State Park.
Early residential construction in the area leaned on wood frames, large porches, raised foundations and metal or shingled roofs. These features adapted to both the Gulf Coast climate and emerging styles of the time.
Early 20th Century Construction
As Panama City grew, construction on its homes and commercial buildings reflected national trends. With the rise of the Pensacola and Atlantic railroads in the 1880's, Panama City quickly outpaced Freeport as the areas premier port.
The historic downtown buildings showcase Classical Revival, such as the Bay County Courthouse built 1915 in Classical Revival architecture. Residential construction of that era included Queen Anne and Victorian homes, one example being the McKenzie House built 1909 which displays wrap around porches and steep rooflines.
Builders of the time employed balloon frame wood construction, weather resistant painted siding, and often expansive wrap around porches to take advantage of breezes coming from any direction. Before air conditioning, enjoying life on the porch in the breeze was highly sought after in a homes construction plan.
Mid Century Growth and Suburban Construction
Following World War II, construction in Bay County shifted toward suburban layouts, ranch style homes, and simple forms suited to returning veterans with growing families. The construction methods focused on economy, speed, and efficient living.
Modern materials and simpler rooflines became common. During this time, Panama City construction expanded beyond downtown to newer neighborhoods and coastal clusters. The golden 50's saw the rise of homes with attached garages, the 70's came with sunken living rooms, as we got into the 21st century homes began to come with higher ceilings and more open designs.
Modern Coastal & Luxury Construction
Today’s Panama City construction reflects the blend of coastal living, durability and architectural variety. From Spanish-Mediterranean inspired homes with stucco walls and tile roofs to sleek coastal contemporary houses with large windows and open plans. The styles are rich and varied. Construction now prioritizes hurricane resistance, raised foundations, metal roofs, and materials suited for salt air.
What That Means for Your Project
When you hire a local contractor for Panama City and nearby areas construction. Consider that our understanding of the historic and modern construction trends, helps in building a home to meet your needs.
At La Pera’s General Contracting, we bring that local construction expertise into every new build and renovation. Ensuring your home fits the coastal character while standing up to today’s conditions. Whether you’re restoring an older neighborhood home or building the ultimate luxury residence, we know how Panama City construction has evolved and why it matters.